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Customer Segments

Financial Institutions

Supporting acquiring, issuing, fraud management, card production, mobile payments in omni-channel environment.

Payment Service Providers

Payment enablers for financial institutions and e-money issuers
acquiring, issuing, fraud management, card production, mobile payments in omni-channel environment.

Retails

Closed loop or open loop payment or loyalty cards, merchant fraud
prevention & detection infrastructures, mobile wallets.

Telecom Operators

Card or mobile handset based payment system infrastructure for operators enriched with loyalty and campaign management features for customer acquisition and retention.

Personalization Offices

Mass and instant card production with card agnostic and machine vendor agnostic personalization solutions.

Government Entities

Taxation solutions for POS terminals; national switch, domestic payment network establishment and consultancy.

Customer Segments

Card Payment Solutions

  • =Card Management
  • =Loyalty/Campaign Management
  • =Clearing and Settlement
  • =Transaction Switch
  • =Mass/Instant Card Personalization
  • =Payment Gateway
  • =Merchant Management
  • =Fraud Detection/Prevention

Digital Payment Digital

  • =Wearable
  • =Digital Wallet
  • =PSP Payment Gateway
  • =Secure Card Storage
  • =Host Card Emulation
  • =EMV Tokenization (MDES/VTES)

EMV Solutions

  • =EMV Tokenization
  • =EMV Data Preparation
  • =EMV Data Preparation
  • =EMV Data Preparation
  • =EMV Lifecyle Management
  • =EMV Level 2 Kernel
  • =EMV Training and Consulting

Smart City Solutions

  • =Transportation Solutions
  • =Stadium Solutions
  • =Prepaid Card Management

Card Payment Solutions

Card Management

  • =Management of various card product – Credit, debit, prepaid cards.
  • =EMV or proprietary magnetic, contact, contactless, cloud or mobile payment cards.
  • =Transaction restrictions, velocity checks and required risk controls during online authorization

Transaction Management

  • =Driving financial and non-financial transactions via POS, ATM, Kiosk or Validator.
  • =Management and Monitoring of mass terminals networks including POS, ATM, Kiosk or Validator.
  • =Transaction routing in between acquirers, issuers and network schemes, VISA, MASTERCARD, AMEX, DINERS, UPI, JCB.
  • =Transaction authentication and authorization for magnetic, EMV contact / contactless, cloud or mobile payment cards.

Customer Acquisition and Retention

  • =Flexible loyalty and campaign management solution.
  • =Real time loyalty functionalities including points, miles, installments.

Card Personalization

  • =Instant card personalization solution for credit, debit and prepaid cards.
  • =Instant card personalization solution for credit, debit and prepaid cards.

Digital Payment Solutions

E-Commerce

  • =Easy and secure payments for cardholders during online payments for electronic and mobile commerce. Securely storing tokenized accounts and updating card data captured from online consumers.

Connected Devices

  • =Easy and secure payments using any connected device.
  • =Wearable devices with contactless payment technology allow consumers to tap and pay.
  • =Connected cars enable drivers to make secure payments from their entertainment system.
  • =Connected cars enable drivers to make secure payments from their entertainment system.
  • =Any device with an internet connectivity is a way to pay.

Mobile Financial Services and Payment Gateway

  • =Customer and cardholder profiling and Secure Card Store based on PCI DSS standards.
  • =Payment gateway for transactions initiated by mobile application, ecommerce domains.

NFC Payments

  • =Mobile users can use their NFC-enabled smartphone to make contactless payments.
  • =NFC based contactless mobile payments on retail shops
  • =Transport ticketing during journey for public transportation
  • =Enablement of access control while using mobile device like a contactless key card
  • =Enablement of access control while using mobile device like a contactless key card

Card Payment Solutions

Payment Card and Terminal Applications

  • =Contact and contactless EMV based card acceptance libraries (EMV L2 Kernel) for payment terminals (POS, ATM, KIOSK etc.) which is network scheme (VISA,MASTERCARD, AMEX, DINERS, UPI, JCB).
  • =EMV based or proprietary payment acceptance terminal application (L3 Application) for POS terminals.
  • =EMV based or proprietary payment applications running on secure elements placed on plastic cards, mobile handsets, computer laptops or special mobile authentication devices.

Open Loop Public Transportation

  • =Credit, debit and prepaid bank cards can be used for payment of public transportation, bank channels are used for top-up and balance / transaction view.

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